bybit卡需要有余额才可以过 
刚才测试余额为0,提示 
    "code": "card_declined",          ← 错误码：卡被拒绝
    "decline_code": "generic_decline",← 拒绝原因：通用拒绝（发卡行直接拒）
    "doc_url": "https://stripe.com/docs/error-codes/card-declined",
    "message": "Your card was declined.", ← 提示：你的卡被拒绝了

然后给卡重置了一些钱，立马就通过了